Case Reference
Mr Wong
He is a freelancer. He decided to buy a house because he did not want to rent anymore. His income is very stable, and he has savings. So, he is absolutely capable of buying a house and repaying the loan every month. But he has no repayment record in the bank and no EPF due to the nature of his work. Finally, he successfully gets the loan approval from Bank R through our assistance and services.
Mr Lim
Mr. Lim’s business has a stable income. He wanted to invest in a semi-D house, applied for a house loan but was rejected by the bank, the reason given by the bank is that it does not met the conditions, he has no clue so he came to us. Every bank measures a customer's ability to repay differently, after we review his case and step by step to solve the bank doubt’s about Mr. Lim, in the end, we helped the client get loan approval from Bank C.
Mr Chong
He is a businessman. He applied for a home loan from a bank just wanted to buy a house worth RM380k, but was rejected by the bank (applied through the banker by himself). He has a stable income of RM8k a month, but he forgot to file taxes and there is no source to prove his high income. The problem we found was that he only had a newly applied credit card, and he never had a car loan or other loans, so there was no repayment record. The bank doubted his ability to repay. But with our assistance, he successfully get the home loan approval from Bank A.
Ms Celina
An unexpected medical emergency hit her family, followed closely by a major breakdown of her essential work equipment, she found herself in a tight spot. She needed a personal loan to bridge the gap, cover the bills, and keep her business afloat. She was self-employed, her bank statements showed healthy cash flow, but without salary slips (EPF/EA forms). With our solution, her personal loan was approved at a competitive interest rate.
