MVM Mortgage > Mortgage Calculator

Mortgage Calculator

Malaysia Mortgage Calculator

Estimate your borrowing capacity and home-loan repayment in seconds.

Borrowing Capacity Estimate

Enter your income, commitments and preferred loan assumptions for an indicative financing range.

Your financial details

RM

Income after statutory deductions.

RM

RM

Include car, personal, education, credit-card and other loan commitments.

% p.a.

years

%

Common illustration: 90% financing and 10% down payment.

DSR range50%–70%
Rate4.50% p.a.
Tenure35 years

Your estimated borrowing range

Indicative home-loan amount
RM 0 – RM 0
Based on the assumptions shown
Estimated property-price rangeRM 0 – RM 0
Estimated instalment capacityRM 0 – RM 0
Current commitment ratio0%
After-loan DSR (upper estimate)0%
Good <40%Fair 40–50%High >50%

Income & commitments

Total net incomeRM 0
Existing commitmentsRM 0
70% DSR allowanceRM 0

Estimated upfront cash (upper estimate)

Down paymentRM 0
Stamp duty estimateRM 0
Legal fee estimateRM 0
Total upfront estimateRM 0

Request a detailed eligibility assessment

Important: This is an indicative estimate only. Banks apply different DSR limits, income rules, age limits, interest rates, financing margins and credit assessments. It is not a loan offer or approval.

Home Loan Repayment Estimate

Explore the monthly instalment and total financing cost for a property.

Your loan details

RM

%

% p.a.

years

Your estimated repayment

Estimated monthly instalment
RM 0
Based on a reducing-balance home loan
Down paymentRM 0
Estimated loan amountRM 0
Total interestRM 0
Total repaymentRM 0
Blue: principalGold: interest

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Important: These calculators provide estimates for informational purposes only and do not constitute a loan offer or approval. Actual rates, instalments and eligibility depend on the bank’s assessment, prevailing terms and your financial profile.