{"id":4852,"date":"2021-09-04T15:21:39","date_gmt":"2021-09-04T07:21:39","guid":{"rendered":"https:\/\/mvm.mortgage\/?post_type=pylon_service&#038;p=4852"},"modified":"2021-11-01T19:42:17","modified_gmt":"2021-11-01T11:42:17","slug":"debt-consolidation","status":"publish","type":"pylon_service","link":"https:\/\/mvm.mortgage\/zh\/pylon_service\/debt-consolidation\/","title":{"rendered":"\u503a\u52a1\u6574\u5408"},"content":{"rendered":"<h2><strong>\u503a\u52a1\u6574\u5408<\/strong><\/h2>\n<p>\u503a\u52a1\u6574\u5408\u8d37\u6b3e\u662f\u4e00\u79cd\u7528\u4e8e\u5408\u5e76\u6216\u6574\u5408\u591a\u7b14\u8d37\u6b3e\u7684\u8d37\u6b3e\u65b9\u5f0f\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u6b20\u4e24\u5f20\u4fe1\u7528\u5361\u5171\u8ba18,500\u4ee4\u5409\u548c6,500\u4ee4\u5409\uff0c\u5916\u52a0\u4e00\u7b1410,000\u4ee4\u5409\u7684\u4e2a\u4eba\u8d37\u6b3e\uff0c\u60a8\u53ef\u4ee5\u5c06\u8fd9\u4e09\u7b14\u503a\u52a1\u5408\u5e76\u4e3a\u4e00\u7b1425,000\u4ee4\u5409\u7684\u8d37\u6b3e\u6765\u507f\u8fd8\uff0c\u4ece\u800c\u7b80\u5316\u60a8\u7684\u503a\u52a1\u8d1f\u62c5\u3002\u5982\u679c\u60a8\u6709\u591a\u7b14\u672a\u507f\u8fd8\u7684\u4fe1\u7528\u5361\u6216\u4e2a\u4eba\u8d37\u6b3e\uff0c\u503a\u52a1\u6574\u5408\u53ef\u80fd\u662f\u4e00\u4e2a\u4e0d\u9519\u7684\u9009\u62e9\u3002\u60a8\u53ef\u4ee5\u9009\u62e9\u8f83\u957f\u7684\u8d37\u6b3e\u671f\u9650\uff0c\u4ece\u800c\u5c06\u6bcf\u6708\u8fd8\u6b3e\u989d\u964d\u4f4e\u5230\u60a8\u53ef\u4ee5\u627f\u53d7\u7684\u6c34\u5e73\uff0c\u4f7f\u5176\u4e0e\u60a8\u7684\u8d22\u52a1\u80fd\u529b\u548c\u627f\u53d7\u80fd\u529b\u76f8\u5339\u914d\u3002<\/p>\n<p><strong>\u503a\u52a1\u5408\u5e76\u7684\u597d\u5904<\/strong><\/p>\n<ol>\n<li><strong>\u964d\u4f4e\u60a8\u7684\u503a\u52a1\u507f\u8fd8\u6bd4\u7387<br \/>\n<\/strong>\u9996\u5148\uff0c\u60a8\u9700\u8981\u62e5\u6709\u4e00\u5904\u623f\u4ea7\u3002\u623f\u4ea7\u7684\u5e02\u573a\u4ef7\u503c\u4e0e\u672a\u507f\u8fd8\u7684\u4f4f\u623f\u8d37\u6b3e\u4e4b\u95f4\u5e94\u8be5\u5b58\u5728\u5dee\u989d\uff0c\u56e0\u4e3a\u6211\u4eec\u5c06\u5229\u7528\u8fd9\u4e2a\u5dee\u989d\u6765\u507f\u8fd8\u6240\u6709\u5176\u4ed6\u8d37\u6b3e\u3002<br \/>\n\u4f8b\u5982\uff0c\u4e00\u5957\u623f\u4ea7\u4ef7\u503c50\u4e07\u4ee4\u5409\uff0c\u672a\u507f\u8fd8\u8d37\u6b3e30\u4e07\u4ee4\u5409\u3002\u5982\u679c\u7533\u8bf790%\u7684\u62b5\u62bc\u8d37\u6b3e\uff0c\u91d1\u989d\u4e3a45\u4e07\u4ee4\u5409\uff0c\u6263\u9664\u672a\u507f\u8fd8\u8d37\u6b3e30\u4e07\u4ee4\u5409\u540e\uff0c\u5269\u4f5915\u4e07\u4ee4\u5409\u53ef\u7528\u4e8e\u507f\u8fd8\u5176\u4ed6\u503a\u52a1\u300250\u4e07\u4ee4\u5409 - 90%\u8d37\u6b3e = 45\u4e07\u4ee4\u5409\uff1b45\u4e07\u4ee4\u5409 - 30\u4e07\u4ee4\u5409\uff08\u672a\u507f\u8fd8\u8d37\u6b3e\uff09 = 15\u4e07\u4ee4\u5409\u3002\u8fd9\u4e0e\u901a\u8fc7\u623f\u4ea7\u518d\u878d\u8d44\u63d0\u53d6\u989d\u5916\u8d44\u91d1\u6765\u507f\u8fd8\u503a\u52a1\u6709\u4f55\u4e0d\u540c\uff1f\u770b\u8d77\u6765\u5f88\u76f8\u4f3c\uff0c\u4f46\u5176\u5b9e\u4e0d\u7136\uff01\u5f53\u60a8\u7533\u8bf7\u5e26\u6709\u73b0\u91d1\u63d0\u53d6\u9009\u9879\u7684\u518d\u878d\u8d44\u8d37\u6b3e\u65f6\uff0c\u60a8\u73b0\u6709\u7684\u6240\u6709\u4fe1\u7528\u5361\u3001\u5206\u671f\u4ed8\u6b3e\u548c\u4e2a\u4eba\u8d37\u6b3e\u90fd\u4f1a\u88ab\u8ba1\u5165\u60a8\u7684\u503a\u52a1\u507f\u8fd8\u6bd4\u7387 (DSR) \u7684\u8ba1\u7b97\u4e2d\u3002\u800c\u503a\u52a1\u6574\u5408\u7684\u4e0d\u540c\u4e4b\u5904\u5728\u4e8e\uff0c\u94f6\u884c\u4e0d\u4f1a\u5c06\u5f85\u6574\u5408\u7684\u73b0\u6709\u8d37\u6b3e\u8ba1\u5165\u503a\u52a1\u507f\u8fd8\u6bd4\u7387\u3002\u76f8\u53cd\uff0c\u8fd9\u4e9b\u8d37\u6b3e\u5df2\u7ecf\u5305\u542b\u5728\u60a8\u7533\u8bf7\u7684\u8d37\u6b3e\u91d1\u989d\u4e2d\u3002\u4e0b\u8868\u53ef\u4ee5\u5e2e\u52a9\u60a8\u66f4\u597d\u5730\u7406\u89e3\u5176\u4e2d\u7684\u533a\u522b\uff1a<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"150\"><strong>\u521d\u59cb\u8d37\u6b3e<\/strong><\/td>\n<td width=\"150\"><strong>\u672a\u507f\u8fd8\u8d37\u6b3e\u91d1\u989d<\/strong><\/td>\n<td width=\"150\"><strong>\u518d\u878d\u8d44<br \/>\n\u4e4b\u540e<\/strong><\/td>\n<td width=\"150\"><strong>\u503a\u52a1\u6574\u5408\u4e4b\u540e<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u623f\u5c4b\u8d37\u6b3e<br \/>\n(RM350,000)<\/strong><\/td>\n<td width=\"150\">RM300,000<\/td>\n<td width=\"150\">RM1,400<\/td>\n<td width=\"150\">RM1,400<\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u65b0\u5957\u73b0<\/strong><\/td>\n<td width=\"150\">RM150,000<\/td>\n<td width=\"150\">RM700<\/td>\n<td width=\"150\">RM700<\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u4fe1\u7528\u5361<\/strong><\/td>\n<td width=\"150\">RM50,000<\/td>\n<td width=\"150\">RM2,500<\/td>\n<td width=\"150\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u4e2a\u4eba\u8d37\u6b3e<br \/>\n(RM70,000)<\/strong><\/td>\n<td width=\"150\">RM50,000<\/td>\n<td width=\"150\">RM1,400<\/td>\n<td width=\"150\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u79df\u8d2d<br \/>\n(RM70,000)<\/strong><\/td>\n<td width=\"150\">RM50,000<\/td>\n<td width=\"150\">RM800<\/td>\n<td width=\"150\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td width=\"150\"><strong>\u6bcf\u6708\u603b\u6295\u5165\uff1a<\/strong><\/td>\n<td width=\"150\"><\/td>\n<td width=\"150\">RM6,800<\/td>\n<td width=\"150\">RM2,300<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/li>\n<li><strong>\u5229\u606f\u50a8\u84c4<br \/>\n<\/strong>\u4f17\u6240\u5468\u77e5\uff0c\u76ee\u524d\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u5904\u4e8e\u5386\u53f2\u4f4e\u4f4d\uff0c\u56e0\u6b64\u73b0\u5728\u6b63\u662f\u5229\u7528\u4f4e\u5229\u7387\u6765\u62b5\u6d88\u9ad8\u5229\u7387\u503a\u52a1\uff08\u4f8b\u5982\u4fe1\u7528\u5361\u548c\u4e2a\u4eba\u8d37\u6b3e\uff09\u7684\u6700\u4f73\u65f6\u673a\u3002\u76ee\u524d\uff0c\u4f4f\u623f\u8d37\u6b3e\u5229\u7387\u57283%\u52305%\u4e4b\u95f4\uff0c\u800c\u4fe1\u7528\u5361\u548c\u4e2a\u4eba\u8d37\u6b3e\u7684\u5229\u7387\u5219\u9ad8\u51fa\u6570\u500d\u3002\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c\u94f6\u884c\u5df2\u7ed3\u6e05\u7684\u4fe1\u7528\u5361\u65e0\u9700\u6ce8\u9500\u3002\u5373\u4f7f\u94f6\u884c\u5df2\u652f\u4ed8\u6b20\u6b3e\uff0c\u60a8\u4ecd\u7136\u53ef\u4ee5\u7ee7\u7eed\u4f7f\u7528\u4fe1\u7528\u5361\uff01\u53e6\u4e00\u65b9\u9762\uff0c\u4e2a\u4eba\u8d37\u6b3e\u548c\u5206\u671f\u4ed8\u6b3e\u8d26\u6237\u4f1a\u5728\u5168\u90e8\u8fd8\u6e05\u540e\u5173\u95ed\u3002\u7b80\u800c\u8a00\u4e4b\uff0c\u503a\u52a1\u6574\u5408\u610f\u5473\u7740\u901a\u8fc7\u65b0\u7684\u8d37\u6b3e\u6765\u507f\u8fd8\u73b0\u6709\u8d37\u6b3e\u3002\u8fd9\u542c\u8d77\u6765\u53ef\u80fd\u6709\u4e9b\u4e0d\u53ef\u601d\u8bae\uff0c\u4f46\u5982\u679c\u60a8\u80fd\u5408\u7406\u7ba1\u7406\u652f\u51fa\u5e76\u505a\u597d\u8d22\u52a1\u89c4\u5212\uff0c\u8fd9\u5c06\u975e\u5e38\u503c\u5f97\u3002\u8fd9\u6837\u505a\u4e0d\u4ec5\u53ef\u4ee5\u5927\u5e45\u51cf\u5c11\u60a8\u7684\u503a\u52a1\u8d1f\u62c5\uff0c\u8282\u7701\u66f4\u591a\u5229\u606f\uff0c\u8fd8\u80fd\u63d0\u9ad8\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u56e0\u4e3a\u60a8\u4e0d\u4f1a\u80cc\u8d1f\u8fc7\u591a\u7684\u65e0\u62b5\u62bc\u8d37\u6b3e\u3002<\/li>\n<li><strong>\u964d\u4f4e\u60a8\u7684\u6bcf\u6708\u652f\u51fa<br \/>\n<\/strong>\u4e0e\u5176\u6bcf\u6708\u507f\u8fd8\u591a\u7b14\u8d37\u6b3e\uff0c\u4e0d\u5982\u8fdb\u884c\u503a\u52a1\u6574\u5408\uff0c\u8fd9\u6837\u53ef\u4ee5\u5c06\u6240\u6709\u503a\u52a1\u5408\u5e76\u5230\u4e00\u4e2a\u8d37\u6b3e\u8d26\u6237\u4e2d\uff0c\u4ece\u800c\u964d\u4f4e\u6574\u4f53\u8fd8\u6b3e\u538b\u529b\u3002\u4ee5\u4e0b\u662f\u503a\u52a1\u6574\u5408\u5982\u4f55\u5e2e\u52a9\u60a8\u7701\u94b1\u7684\u539f\u56e0\uff1a<\/p>\n<table width=\"737\">\n<tbody>\n<tr>\n<td width=\"199\"><strong>\u65e7\u8d37\u6b3e\u91d1\u989d <\/strong><\/td>\n<td width=\"189\"><strong>\u503a\u52a1\u6574\u5408\u4e4b\u524d<br \/>\n(MONTHLY COMMITMENT)<\/strong><\/td>\n<td width=\"161\"><strong>\u65b0\u8d37\u6b3e\u91d1\u989d<\/strong><\/td>\n<td width=\"189\"><strong>\u503a\u52a1\u6574\u5408\u4e4b\u540e<br \/>\n(MONTHLY COMMITMENT)<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"199\">\u623f\u4ea7\u8d37\u6b3e\uff0835\u4e07\u4ee4\u5409\uff0c\u76ee\u524d\u672a\u507f\u8fd8\u4f59\u989d30\u4e07\u4ee4\u5409\uff09<\/td>\n<td width=\"189\">RM1,600<\/td>\n<td width=\"161\">New RM300,000<\/p>\n<p>\u4f4e\u5229\u7387\u8d37\u6b3e<\/td>\n<td width=\"189\">RM1,400<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">\u4fe1\u7528\u5361<br \/>\n\uff08\u76ee\u524d\u672a\u507f\u4f59\u989d\u4e3a50,000\u4ee4\u5409\uff09<\/td>\n<td width=\"189\">RM2,500<\/td>\n<td width=\"161\">\u503a\u52a1\u5408\u5e76\u4e3a\u4e00\u7b1415\u4e07\u4ee4\u5409\u7684\u989d\u5916\u8d37\u6b3e<\/td>\n<td width=\"189\">RM900<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">\u4e2a\u4eba\u8d37\u6b3e<br \/>\n\uff08\u603b\u989d70,000\u4ee4\u5409\uff0c\u76ee\u524d\u672a\u507f\u8fd8\u4f59\u989d50,000\u4ee4\u5409\uff09<\/td>\n<td width=\"189\">RM1,400<\/td>\n<td width=\"161\"><\/td>\n<td width=\"189\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td width=\"199\">Car Loan<br \/>\n\uff08\u603b\u989d70,000\u4ee4\u5409\uff0c\u76ee\u524d\u672a\u507f\u8fd8\u4f59\u989d50,000\u4ee4\u5409\uff09<\/td>\n<td width=\"189\">RM800<\/td>\n<td width=\"161\"><\/td>\n<td width=\"189\">&#8211;<\/td>\n<\/tr>\n<tr>\n<td width=\"199\"><strong>\u65e7\u6708\u5ea6\u627f\u8bfa\u603b\u989d\uff1a<\/strong><\/td>\n<td width=\"189\"><strong>RM6,300<\/strong><\/td>\n<td width=\"161\"><strong>\u65b0\u6708\u5ea6\u627f\u8bfa\u603b\u989d\uff1a<\/strong><\/td>\n<td width=\"189\"><strong>RM2,300<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u6bd4\u8f83\u4e00\u4e0b\u53ea\u507f\u8fd8\u4e00\u7b14\u8d37\u6b3e\u548c\u507f\u8fd8\u591a\u7b14\u4e0d\u540c\u8d37\u6b3e\u7684\u6bcf\u6708\u8fd8\u6b3e\u989d\uff0c\u4f60\u4f1a\u53d1\u73b0\u6bcf\u6708\u8fd8\u6b3e\u989d\u5927\u5e45\u4e0b\u964d\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h2><strong>\u7533\u8bf7\u503a\u52a1\u6574\u5408\u8d37\u6b3e\u7684\u6b65\u9aa4\u8be6\u89e3<\/strong><\/h2>\n<style>#sp-ea-4882 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 500ms;}#sp-ea-4882.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-4882.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-4882.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-4882.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-4882.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1780747841\"><div id=\"sp-ea-4882\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-48820\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse48820\" aria-controls=\"collapse48820\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Assess Your Debts<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse48820\" data-parent=\"#sp-ea-4882\" role=\"region\" aria-labelledby=\"ea-header-48820\"> <div class=\"ea-body\"><p dir=\"auto\">List all your current loans and credit cards with outstanding balances and monthly payments. Review your income and credit status (CCRIS\/CTOS).<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-48821\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse48821\" aria-controls=\"collapse48821\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> \u68c0\u67e5\u8d44\u683c<\/a><\/h3><div class=\"sp-collapse spcollapse\" id=\"collapse48821\" data-parent=\"#sp-ea-4882\" role=\"region\" aria-labelledby=\"ea-header-48821\"> <div class=\"ea-body\"><p dir=\"auto\">You generally need: Malaysian citizen\/PR, age 21\u201360, stable income (min. RM2,000\u2013RM3,000), and acceptable credit history.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-48822\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse48822\" aria-controls=\"collapse48822\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> \u51c6\u5907\u6587\u4ef6<\/a><\/h3><div class=\"sp-collapse spcollapse\" id=\"collapse48822\" data-parent=\"#sp-ea-4882\" role=\"region\" aria-labelledby=\"ea-header-48822\"> <div class=\"ea-body\"><ul><li>MyKad (front &amp; back)<\/li><li>Latest 3 months payslips<\/li><li>Bank statements (3\u20136 months)<\/li><li>Existing loan statements<\/li><li>EPF \/ Income tax Form BE<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-48823\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse48823\" aria-controls=\"collapse48823\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> \u63d0\u4ea4\u7533\u8bf7<\/a><\/h3><div class=\"sp-collapse spcollapse\" id=\"collapse48823\" data-parent=\"#sp-ea-4882\" role=\"region\" aria-labelledby=\"ea-header-48823\"> <div class=\"ea-body\"><p dir=\"auto\">Our consultants will advise you on the latest debt consolidation information of each bank and recommend you the best option which suits you the most.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-48824\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse48824\" aria-controls=\"collapse48824\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Approval &amp; Disbursement<\/a><\/h3><div class=\"sp-collapse spcollapse\" id=\"collapse48824\" data-parent=\"#sp-ea-4882\" role=\"region\" aria-labelledby=\"ea-header-48824\"> <div class=\"ea-body\"><p dir=\"auto\">Once approved, the new loan pays off your existing debts. Start paying one easy monthly instalment.<\/p><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u4ee5\u65b0\u8d37\u6b3e\u507f\u8fd8\u5176\u4ed6\u8d1f\u503a\u548c\u6d88\u8d39\u503a\u52a1\u7684\u884c\u4e3a\u3002<\/p>","protected":false},"author":3,"featured_media":5123,"template":"","class_list":["post-4852","pylon_service","type-pylon_service","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/pylon_service\/4852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/pylon_service"}],"about":[{"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/types\/pylon_service"}],"author":[{"embeddable":true,"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/users\/3"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/media\/5123"}],"wp:attachment":[{"href":"https:\/\/mvm.mortgage\/zh\/wp-json\/wp\/v2\/media?parent=4852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}